What Is DigiLocker and How to Use It with Aadhaar for Secure Digital Document Access

What Is DigiLocker and How to Use It with Aadhaar for Secure Digital Document Storage

In today’s digital-first environment, the need for secure, accessible, and government-recognized document storage has become critical. DigiLocker, an initiative under the Digital India program, enables Indian citizens to store, access, and share important documents online—linked directly to their Aadhaar number.

This article explains how DigiLocker works, its integration with Aadhaar, and how to use it effectively for secure digital access to government and personal records.

Understanding DigiLocker: The Government’s Digital Vault

DigiLocker is a secure cloud-based platform developed by the Ministry of Electronics & Information Technology (MeitY). It allows users to store digital copies of essential documents issued by government agencies and private institutions. These digital documents are legally recognized under the Information Technology Act, 2000.

Key features include:

• Aadhaar-based identity verification

• Real-time document fetching from issuing authorities

• Legally valid digital records for official use

• Mobile and web-based access

Documents Available Through DigiLocker

DigiLocker supports a wide range of documents from verified sources, including:

• Aadhaar Card

• PAN Card

• Driving Licence and RC (Vehicle Registration Certificate)

• CBSE/State Board Certificates

• Voter ID

• Insurance Policies

• COVID-19 Vaccination Certificate

• Bank Passbook Statements

• Passport Application Receipts

• IRCTC Train Ticket Bookings (via integration)

Many of these are automatically issued by departments integrated with DigiLocker, reducing manual uploads.

How to Set Up DigiLocker Using Aadhaar

Step 1: Visit the DigiLocker Website or App

Go to https://digilocker.gov.in or download the official app.

Step 2: Sign Up Using Mobile Number

Register with your mobile number. You will receive an OTP for verification.

Step 3: Link Aadhaar for e-KYC

Enter your Aadhaar number to complete identity verification via OTP.

Step 4: Create Username and Password

Once Aadhaar is linked, set up login credentials for future access.

You are now ready to access and manage your digital documents through DigiLocker.

Benefits of Linking Aadhaar with DigiLocker

• Enables instant document retrieval from government databases

• Simplifies e-KYC processes for financial services, loans, and insurance

• Minimizes fraud and document forgery through UIDAI-backed authentication

• Eliminates the need to carry physical documents for verification

• Ensures paperless, real-time access from anywhere

Is DigiLocker Secure?

DigiLocker uses 256-bit SSL encryption, UIDAI-based authentication protocols, and audit trails for every action taken on the platform. Only Aadhaar-verified users can access their issued documents, and each login is authenticated through OTP or biometric validation

Security measures include:

• Time-limited session access

• Encrypted file storage

• Government-controlled data center hosting

• Integration with UIDAI’s real-time identity validation services

Practical Use Cases of DigiLocker

• Submitting digital KYC for opening bank or Demat accounts

• Sharing verified academic credentials with employers or institutions

• Accessing insurance documents during claims

• Presenting digital driving licence and RC to traffic police

• Attaching documents during passport, visa, or government job applications

• Verifying vaccination status during travel or employment onboarding

How One Solution Empowers Clients Through DigiLocker Integration

At One Solution, we promote the use of DigiLocker for all digital-first clients. It serves as a trusted repository to:

• Instantly fetch PAN, Aadhaar, and bank statements for e-KYC

• Upload supporting documents for Demat, trading, or insurance onboarding

• Avoid delays caused by missing or invalid document submissions

• Maintain centralized access to updated identity and compliance records

Our team provides support in activating DigiLocker, linking it with Aadhaar, and integrating it into our onboarding workflow for seamless processing.

Final Thoughts

As India moves toward a fully digital ecosystem, DigiLocker—when linked with Aadhaar—offers a secure, efficient, and legally valid alternative to physical documentation. It enables real-time identity and record management, benefitting both individuals and institutions.

For investors, policyholders, students, and professionals, DigiLocker is more than just a digital folder—it’s an essential tool for trusted access to verified information.