Digital KYC for Demat Account in India – Complete Process & Benefits 2025

Digital KYC for Demat Account – Everything You Need to Know

Opening a Demat account no longer requires in-person visits or piles of paperwork. Thanks to digital KYC (Know Your Customer), the entire process can now be completed online—in just a few minutes.

In this blog, we’ll explain how digital KYC works for Demat accounts in India, the benefits it offers, and how One Solution makes the process seamless.

What is Digital KYC?

Digital KYC is an online process that verifies your identity using Aadhaar and PAN, without needing physical document submission or in-person verification. It’s fast, secure, and completely paperless.

Why is KYC Required for Demat Accounts?

KYC is mandatory under SEBI regulations for:

• Preventing fraud and identity misuse

• Ensuring secure trading and investing

• Linking your PAN, Aadhaar, and bank account correctly

Types of KYC for Demat Accounts

1. Offline KYC

• Submit physical documents to the broker

• Requires manual verification and more time

2. Digital or Aadhaar-Based eKYC (Recommended)

• Complete process online

• Use Aadhaar OTP for instant authentication

• Supports video IPV (In-Person Verification)

How Digital KYC Works – Step-by-Step

Step 1: Start Online Application

Visit the Demat account opening page (like One Solution).

Step 2: Enter Basic Details

Name, PAN, Aadhaar-linked mobile number, DOB, email

Step 3: Upload Documents

• PAN card

• Bank proof (cancelled cheque or passbook)

• Signature photo

• Passport-size photo

Step 4: Aadhaar-Based OTP Verification

Use your mobile-linked Aadhaar for instant OTP-based KYC.

Step 5: Complete Video IPV

Record a short live video or respond to real-time prompts as guided.

Step 6: E-sign and Submit

Sign digitally using Aadhaar OTP or eSign gateway.

Benefits of Digital KYC for Demat Accounts

• Quick Activation – Account ready in 24 hours

• Paperless – No courier or branch visits

• Secure & Verified – Aadhaar-backed identity

• Anywhere Access – Open your account from your home or office

• Beginner Friendly – Guided steps for first-time users

Why Choose One Solution?

At One Solution, we offer:

• 100% digital onboarding for Demat accounts

• Aadhaar-based instant KYC

• No physical documents required

• Personal assistance for video KYC and eSign

• Free account with low brokerage plans

Final Thoughts

Digital KYC is now the fastest, safest way to open a Demat account. Whether you’re a new investor or switching brokers, One Solution makes it easy and efficient—start your investment journey in just a few clicks.

Open your free Demat account with One Solution today using digital KYC.