How to Apply for IPOs Using a Demat Account in India – Step-by-Step Guide 2025

How to Apply for IPOs Using Your Demat Account

Initial Public Offerings (IPOs) offer a great opportunity to invest in companies before they hit the stock market. But to apply, you need one essential tool—a Demat account. Without it, you can’t receive or hold the allotted shares.

In this blog, we explain the IPO application process using a Demat account, the different methods available, and how One Solution makes it easy for beginners and regular investors alike.

Why You Need a Demat Account for IPOs

A Demat account is mandatory for:

• Receiving IPO allotment in electronic form

• Holding shares securely

• Selling listed shares on NSE/BSE post-allotment

If you apply for an IPO without a valid Demat account, your application will be rejected.

Methods to Apply for an IPO in India

There are two primary ways to apply:

1. UPI-Based IPO Application (Retail Investors)

Steps:

1. Log in to your broker’s trading platform or IPO portal

2. Select the IPO you wish to apply for

3. Enter lot size, price, and your UPI ID linked to your bank account

4. Accept the mandate request in your UPI app

5. Wait for allotment confirmation

Note: Ensure your bank supports UPI for IPOs (UPI 2.0).

2. ASBA (Applications Supported by Blocked Amount)

Offered via:

• Net banking portals of supported banks

• The bank blocks the amount in your account until allotment

• If shares are not allotted, funds are automatically released

Note: This is a secure and SEBI-approved method, mainly used by HNIs or advanced users.

Important Details to Keep Ready

• Valid PAN and Demat account number

• Correct UPI ID or ASBA bank account

• Adequate bank balance

• Verified KYC status

Track Your IPO Application

You can check your IPO status on:

• NSE/BSE website

• Registrar’s site (e.g., Link Intime, KFinTech)

• Your broker’s IPO section

• Via email/SMS updates from the exchange or bank

Why Apply for IPOs Through One Solution?

At One Solution, we make IPO investing seamless:

• Free Demat account opening

• Integrated UPI-based IPO application

• Real-time alerts for new issues

• Expert support for allotment, refunds, and listing strategy

• Low brokerage when you sell post-listing

Final Thoughts

IPO investing can be a smart entry point into the market—if done correctly. A Demat account isn’t just a formality, it’s your gateway to participating in wealth-creation opportunities. And with One Solution, it’s never been easier.

Open your free Demat account with One Solution and start applying for IPOs in minutes.